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The Role of Mechanical Defects in Large Truck Accidents

Vehicular accidents are happening with more and more frequency in the United States. Any commuter should know that they are facing a certain amount of risk anytime he or she rides a vehicle out in roads and highways. While it may not be the case for every crash or collision, it’s a common scenario that these accidents lead to very serious injuries and even fatalities. This is particularly true for accidents involving large trucks. Due to the sheer weight and size of these vehicles, even minor collisions involving trucks and passenger vehicles can lead to devastating outcomes.

The Insurance Institute for Highway Safety or IIHS recorded a total number of 3,602 fatalities caused by large truck accidents for the year 2013. A breakdown of this figure is as follows: 2,410 of the fatalities were of car passengers, 586 were truck operators, and 557 were pedestrians, bicyclists, and motorcyclists. According to the website of the Abel Law Firm, among the most common causes for the accidents behind these fatalities are mechanical defects and truck malfunction.

Large trucks make use of integrated mechanical and computer systems to successfully operate. Failure in any or both of these systems can cause malfunction that could then lead to a dangerous accident. Some of the common problems that occur with large trucks include brake malfunction and tire defects.

Trucks are complex vehicles that require proper maintenance and upkeep to ensure the safety of its operators and the drivers and passengers that share the road. Trucking companies and their operators have the responsibility to ensure that their vehicles are on par with safety regulations and standards to avoid any unwanted outcomes. Trucks that aren’t properly maintained can be susceptible to a host of mechanical defects and malfunction that could endanger public safety.

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Information for Medical Professionals: Receiving Proper Compensation through the Texas Prompt Pay Act

American health care is generally regarded as more expensive than in other countries. An article published by The Washington Post cites a survey conducted by The Commonwealth Fund ranking the cost and efficiency of the health care systems of a number of different. The survey concluded that the United States is home to the most expensive but least effective health care system compared to other industrialized western nations. While the U.S. spends an estimated amount of $8,508 per person on health care services, the United Kingdom—which had ranked first on cost and quality—spends more than half at $3,405 per person.

Due to such expensive medical costs, plenty of Americans rely on health insurance coverage in order make payments that they might not otherwise be able to afford. Unfortunately, the health insurance system isn’t always without certain flaws. As it happens, there have been several instances when medical professionals are not properly reimbursed through these benefit programs. As noted by the American Medical Association, a lot of health care workers have reported failing to receive timely compensation from insurance companies meant to reimburse them for the cost of services they’ve rendered for patients relying on financial assistance. In certain cases, some physicians noted that receiving compensation from insurance providers can take as long as 6 months.

This is where the Texas Prompt Pay Act of 2003 comes in. Physicians and other health care professionals working in Texas are allowed to make claims for compensation from health insurance companies through an established system mandated by state law. As noted on the website of Williams Kherkher, insurance providers that are unable to deliver on the reimbursement within a specific schedule can end up facing a number of serious penalties. These penalties can end up doubling the amount required from insurance providers, as well as causing them to pay additional fees.

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Dangerous Pharmaceuticals: The Possible Harmful Effects of Metal-on-Metal Hip Implants

Advancements in the field of medical technology and pharmaceuticals have allowed doctors to provide patients with treatment solutions that would not have been possible just a few decades back. One of the greatest contributions of the aforementioned industry is the use of implants. These synthetic devices are used by doctors to replace or support certain biological structures without which could cause serious medical conditions for patients. An example of these is hip implants, which are used to replace damaged hip joints caused by fractures, arthritis, and other issues affecting its mobility. These implants are manufactured by a number of pharmaceutical companies—among them the company responsible for creating the Rejuvenate and ABG II implants, Stryker.

The Rejuvenate and ABG II Stryker implants received approval from the Food and Drug Administration first on 2008 and then on 2009. The two brands proved to be a helpful development in treating issues with hip pain and damage. However, developments in the subsequent years showed that Stryker hip implants posed a significant risk factor that could cause severe symptoms. Because of the use of metal-on-metal components, the two brands could cause metallosis and lead to nerve and tissue damage in the area surrounding the implant, intense pain and limited mobility, as well tissue necrosis in the implant area. In some cases, these metal-on-metal implants can also cause a patient to develop high levels of toxic metal inside their systems. Many people have filed a personal injury lawsuit in hopes of recuperating the costs of additional surgeries.

To correct the harmful effects caused by metal-on-metal hip implants by Stryker and other manufacturers, patients will have to undergo another replacement surgery and suffer through all the associated post-op conditions and recovery time. On top of that, patients will also have to deal with additional medical costs and expenses. According to the website of Williams Kherkher, individuals that have been affected by dangerous medical devices and pharmaceuticals such as metal-on-metal hip implants may be able to do something about it.

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Penalties for Drunk Driving in Massachusetts

All over the United States, alcohol-impaired driving is considered a serious offense. In Massachusetts, drunk driving is prosecuted as operating under the influence or OUI. Drivers caught operating their vehicles while having a blood alcohol content level that is beyond the legal limit can expect to face serious penalties.

These limits are as follows, as noted by the Massachusetts Registry of Motor Vehicles:

  • For drivers operating regular passenger vehicles – 0.08 percent or higher
  • For drivers operating commercial vehicles – 0.04 percent or higher
  • For drivers under the legal drinking age( below 21 years old) – 0.02 percent or higher

Drivers who are pulled over by traffic officers at check points or due to particular concerns will be asked to take a breathalyzer test. This involves blowing into a special instrument that will measure one’s breath alcohol content level. The results will then be used to determine the blood alcohol content level in one’s system. A Cape Cod drunk driving defense lawyer would be aware that officers also employ other methods to test for sobriety. These field tests include asking the drunk driving suspect to do a one leg stand and the nine-step walk and turn.

Suspects who fail the breathalyzer and field sobriety tests will be arrested and charged with an OUI. Punishment for an OUI charge will depend on the age of the driver and the number of prior OUI arrests. These penalties include expensive fines, possible jail time, and the suspension of one’s driver’s license. In some cases, the driver might also be required to attend an alcohol education program. For drivers under 21, a first offense could entail a 3-year license suspension period, as well as required attendance to a 210-day alcohol program. Meanwhile, OUIs that lead to vehicular manslaughter can lead to a minimum 15-year license suspension, spending between 5 to 20 years in prison, and paying up to $25,000 in fines.

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Personal Injury Protection: Do You Need It?

As data from the United States Census Bureau suggests, car accidents are a prevalent problem across America. According to the bureau’s 2012 statistical report, an average of 10.6 million vehicular crashes was reported annually for the years 2004 until 2009. Such an alarming figure only goes to show that anyone commuting on roads and highways face significant risks that could lead to dangerous situations. To safeguard the public from the devastating blow caused by car accidents, a number of states require drivers to hold Personal Injury Protection or PIP Insurance.

Personal Injury Protection is required in the states of New York, Pennsylvania, New Jersey, Michigan, Minnesota, Florida, Kentucky, Kansas, Hawaii, and the District of Columbia. It is basically a type of insurance coverage applicable for no-fault accidents. Through PIP coverage, individuals are able to receive compensation for medical costs and other related expenses that come in the aftermath of a car crash, regardless of who or what may have caused the accident. State laws require drivers to hold a minimum amount for PIP insurance, although drivers may purchase higher premiums to receive more coverage in case the worst does happen. As pointed out by the website of West Palm Beach personal injury protection attorneys Schuler, Halvorson, Weisser, Zoeller & Overbeck, P.A., drivers in Florida are required to have a minimum of $10,000 PIP coverage.

Individuals residing outside the ten states requiring Personal Injury Protection have several other options for insurance coverage that can act as a safety net for no-fault car accidents. A lot of insurance companies provide coverage programs that help protect drivers and passengers from unprecedented events. However, it’s also important to note that not all insurance companies follow the practices required of their industry. Keep in mind that some insurance providers commit bad faith and other predatory practices.

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